Welcome To Savvy Medicare Strategies A non-government agency
Clear Medicare Choices, Real Support
Speak with Tammie Rutledge, CSA®, who can compare Medigap, Advantage, and Part D options based on your doctors, prescriptions, and budget.
Years in Insurance
0
Years Focused on Medicare
0
+
Trusted Medicare Guidance
About Savvy Medicare Strategies
Savvy Medicare Strategies is an independent agency educating clients on how Medicare and Healthcare plans function. We work with clients one-on-one to ensure that they enroll in a plan that best suits their needs. We are able to serve our clients by phone, in person, or online. We are proud to offer products such as Individual Health, Medicare, supplemental benefits, Life, Long Term Care Insurance, Annuities, Final Expense, and Hospital Indemnity plans. Savvy Medicare Strategies has been serving Medicare Beneficiaries since 2014. We are licensed in WA, AZ, OR, ID, MT, CA, TX, AND FL.
Our Vision
To make Medicare decisions simple, so families can choose coverage confidently and avoid surprises each year.
Our Mission
- Answer calls promptly
- Compare plans clearly
- Support enrollment steps
Our Health Solutions
Insurance Options That Fit Real Life



Final Expense Insurance
Ease end-of-life costs with simple, affordable benefit options today.

Medicare Plans for Veterans
Coordinate Medicare with VA benefits to avoid costly surprises.

Prescription Drug Plans (Part D)
Coverage for medications with formularies, tiers, and pharmacy options.

Convenient Contacting
Our Office Hours
Reach a licensed broker when you need answers, plan reviews, or help.
- Monday - Friday
- 09:00 am – 06:00 pm
- Saturday
- By Appointment
- Sunday
- Closed
This call will connect you to a licensed insurance agent.
Help When You Need It
Support Line for Medicare Questions
Have a quick question about coverage, enrollment timing, or a letter you received? Call (360) 791-1570 during business hours for straight answers from a licensed broker.










BOOK NOW
We are here to serve you.
This call will connect you to a licensed insurance agent.
Take Action
Your Coverage, Our Focus Today

Schedule an Appointment Now
Use our online booking to choose a convenient time for a Medicare review. We’ll go over your doctors, prescriptions, and budget, compare available plans, and help you take the next step without pressure.
Testimonials
Hear What Our Clients Say
Posted on Google Todd FriedmanTrustindex verifies that the original source of the review is Google. Tammie did a wonderful job helping my mom with her Medicare decisions. After careful review and analysis of her doctors and medications, Tammie help my mom choose a plan with more benefits for a lower monthly and total cost. Well done Tammie. Thank you so much. It's greatly appreciated.Posted on Google David CTrustindex verifies that the original source of the review is Google. Tammie has really helped my husband and I out with our Medicare and supplemental enrollment. She is really a wealth of knowledge and experienced with the whole process. We are so grateful she was there for us. We recommend her highly to anyone who is going through the process.Posted on Google Gary ColemanTrustindex verifies that the original source of the review is Google. I was rapidly approaching the deadline for choosing a Medicare plan (I'm disabled), and called the local helpline to get a benefits coordinator to help me choose the plan that would be best for me. She gathered my info and laid out the various options I had and helped me choose the best plan. I was very grateful and highly recommend her expertise... as she's also her own client!Posted on Google Jodie GoodwinTrustindex verifies that the original source of the review is Google. Tammi was very helpful. She had everything prepared so that as soon as we were approved through the SSA we were able to make our choice and have everything submitted quickly.Posted on Google Shelley LarsenTrustindex verifies that the original source of the review is Google. Tammi has helped my mom get the most benefits possible from her Medicare and got the process started for Medicaid. Couldn't have done it without her helpPosted on Google Jane ChapmanTrustindex verifies that the original source of the review is Google. Tami has beam helping me with my parents Medicare advantage plans for three years now. She’s an excellent communicator and so knowledgeable. I don’t know what I would have done without her guidance and expertise.Posted on Google Jason VallejosTrustindex verifies that the original source of the review is Google. Reliable and empathetic. Good people to work with.Posted on Google Shirley MarieTrustindex verifies that the original source of the review is Google. Tammy is a knowledgeable and a wonderful person and has helped myself and husband navigate Medicare Insurance! She has answered many questions about coverage all year long! Thank you Tammy!!!!Posted on Google Rhonda HallTrustindex verifies that the original source of the review is Google. I have been Tammie's client for a few years now. Medicare is a nightmare. Tammie has gone over and beyond to assist me with selecting the best plan for my needs. She took care of all my plan setup and has assisted me with any issues that evolved, until they were resolved. Tammie is not only a wonderful and knowledgeable Medicare agent... she truly cares about her clients.This speaks volumes to me. Rhonda H.Posted on Google MaryTrustindex verifies that the original source of the review is Google. I have found Tammie at Savvy Medicare Strategies has been extremely helpful, not pushy, patient, knowledgeable and reliable. If I ask her something she doesn't know, she finds out and gets back to me in a timely manner.
FAQS
Frequently Ask Questions
Coverage depends on your plan type. We explain travel rules, urgent care access, and whether you need extra protection.
No—rates vary by carrier, age, and location. We compare available options and explain why pricing differs.
We verify provider participation and hospital access before enrollment, then review backup options if networks change.
Call us right away. We confirm your deadlines, review replacements, and help you avoid a gap in coverage.
Yes. We recheck your medication list annually and compare plans by pharmacy, tiers, and total yearly cost.
It depends on your eligibility level and plan. We review benefits and explain what costs may be reduced.
Bring your Medicare card, medication list, preferred doctors, and any mail you received—so we can compare plans accurately.

