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Welcome To Savvy Insurance Strategies A non-government agency

Clear Medicare Choices, Real Support

Medicare guidance with empathy, clarity, and personal care.

Speak with Tammie Rutledge, CSA®, who can compare Medigap, Advantage, and Part D options based on your doctors, prescriptions, and budget.

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Trusted Insurance Guidance

About Savvy Insurance Strategies

Savvy Insurance Strategies is an independent agency educating clients on how Medicare and Healthcare plans function. We work with clients one-on-one to ensure that they enroll in a plan that best suits their needs. We are able to serve our clients by phone, in person, or online. We are proud to offer products such as Individual Health, Medicare, supplemental benefits, Life, Long Term Care Insurance, Annuities, Final Expense, and Hospital Indemnity plans. Savvy Insurance Strategies has been serving Medicare Beneficiaries since 2014. We are licensed in WA, AZ, OR, ID, MT, CA, TX, AND FL.

Our Vision

To make Medicare decisions simple, so families can choose coverage confidently and avoid surprises each year.

Our Mission
  • Answer calls promptly
  • Compare plans clearly
  • Support enrollment steps
About Us
Our Health Solutions

Insurance Options That Fit Real Life

Life Insurance

Protect your family’s future with flexible coverage and clear guidance.

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Health Insurance

Find individual plans that fit your doctors’ needs and budget.

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Final Expense Insurance

Ease end-of-life costs with simple, affordable benefit options today.

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Medicare Plans for Veterans

Coordinate Medicare with VA benefits to avoid costly surprises.

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Prescription Drug Plans (Part D)

Coverage for medications with formularies, tiers, and pharmacy options.

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Dual Special Needs Plans (D-SNP)

For Medicare and Medicaid members, often added support.

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Convenient Contacting

Our Office Hours

Reach a licensed broker when you need answers, plan reviews, or help. 

  • Monday - Friday
  • 09:00 am – 06:00 pm
  • Saturday
  • By Appointment
  • Sunday
  • Closed
Call (360) 791-1570
This call will connect you to a licensed insurance agent.
Help When You Need It

Support Line for Medicare Questions

Have a quick question about coverage, enrollment timing, or a letter you received? Call (360) 791-1570 during business hours for straight answers from a licensed broker.

Appointment

savvymedicarestrategies@gmail.com

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We are here to serve you.

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Your Coverage, Our Focus Today

Schedule an Appointment Now
Use our online booking to choose a convenient time for a Medicare review. We’ll go over your doctors, prescriptions, and budget, compare available plans, and help you take the next step without pressure.
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Testimonials

Hear What Our Clients Say

FAQS

Frequently Ask Questions

Coverage depends on your plan type. We explain travel rules, urgent care access, and whether you need extra protection.
No—rates vary by carrier, age, and location. We compare available options and explain why pricing differs.
We verify provider participation and hospital access before enrollment, then review backup options if networks change.
Call us right away. We confirm your deadlines, review replacements, and help you avoid a gap in coverage.
Yes. We recheck your medication list annually and compare plans by pharmacy, tiers, and total yearly cost.
It depends on your eligibility level and plan. We review benefits and explain what costs may be reduced.
Bring your Medicare card, medication list, preferred doctors, and any mail you received—so we can compare plans accurately.
HEALTH INSIGHTS

Medicare Updates and Coverage Tips